Michael Clark

Fractional CPO | Author of Our Moment | Advisor & Speaker on AI, Data, the Next Economy, Work & Education | AI & Data Policy

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Michael Clark's Biography

Michael Clark is a leading figure in data, AI, work, and learning, helping leaders and nations shape the next economy. A former Mastercard executive who built the company’s first open banking product and advised C-suites around the world, he brings real-world experience to every stage. As the author of the groundbreaking book Our Moment, Michael doesn’t just talk about today’s challenges...he’s solving them, giving leaders the blueprint to lead today and shape tomorrow. From shaping the next economy to reshaping how we live and learn, Michael’s work goes beyond technology. By redefining the way we work, reshaping our educational systems, and aligning AI with people, we can lay the foundations for today and generations to come Michael is the world’s foremost pioneer in reimagining data and AI to transform the global economy and a global advisor on the future of money, payments, and financial innovation. As the visionary behind collaborative intelligence and the ground-breaking concept of turning data into a real-world asset, he is empowering us all in unprecedented ways, enabling us to harness the true power of data through AI partnerships. Michael’s revolutionary work is influencing policy and reshaping the future role of AI, people, and data, laying the foundation for the next evolution of society and humanity itself, ensuring we all reach our full potential. Trusted advisor to Leaders Michael has advised the C-suite of Fortune 500 companies and governments worldwide. With a background as global advisor to Mastercard’s clients across industries and regions, he brings unparalleled real-world insight into both business and technology. Today, he helps leaders cut through the noise for the AI-driven economy and the next era of growth. World Class Speaker From the main stage at Money20/20 to private dinners with leaders, Michael is as comfortable speaking to thousands as he is to a select few. He has delivered hundreds of presentations across the globe. Known for his ability to condense the most complex topics into insights anyone can understand and delivering them with humour, charisma, and powerful storytelling. Michael is the voice decision makers trust when it’s time to lead, not follow. A builder: Michael doesn’t just talk about change—he builds it. He built Mastercard’s first Open-Banking product, owns the Data as an Asset trademark and created the first data-valuation model, and helped shape AI, future-of-work, and school curricula now used by governments and companies worldwide. His work is redefining economies, unlocking human potential, and shaping the future of AI, data, technology, and global markets. Collaborative Intelligence Michael pioneered the concept of Collaborative Intelligence, where human abilities and artificial intelligence combine to create outcomes neither could achieve alone. This model is redefining how we learn, work, and is shaping the direction of AI iteself. Groundbreaking Author Michael’s upcoming book Our Moment is not just a book, it’s a movement. Already hailed as a defining work on the future of AI, data, and human potential, it fuses narrative and insight to reveal the blueprint for a new kind of economy. Bold, human-centered, and globally relevant, it stands as the essential guide for leaders, thinkers, and everyday people ready to reimagine what comes next. Challenges Unlocked: UNLOCKING DATA’S VALUE REGULATING AI WITHOUT KILLINGINNOVATION BUILDING TRUSTIN AI HELPING THE WORKFORCE EMBRACE AI PREPARING THE NEXTGENERATION THE NEXT DECADE OF MONEY AND FINANCE AVOIDING AI LEADERSHIP MISSTEPS DESIGNING THE FUTURE ORGANISATION

SPEAKING VIDEOS
PHOTOS

David Mattin & Michael Clark: Data as an Emerging Asset Class

AI, UBI & the Future of Work — Why Humans Still Matter | Michael Clark

Taking Control Of Your Personal Data With Futurist Michael Clark

SPEAKER TOPICS

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Big Data Speakers

Future Trends Speakers

Future of Work Speakers

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After Dinner Speakers

Futurist Speakers

Conference Speakers

Sales Speakers

Retail Speakers

Disruptive Innovation Speakers

Blockchain Speakers

Michael Clark Keynote Topics

REDESIGNING WORK AND LEARNING FOR THE AGE OF AI

What happens when schools leave the industrial model and AI becomes a co-worker? Michael introduces the new learning model and AI-native organisation, where humans and AI learn and work together and outlines the steps to get there, and what it means for leaders and educators today and tomorrow

DATA: OUR NEXT GREAT ASSET

We’ve called oil and gold the most valuable resources, but nothing compares to data. As the creator of Data as an Asset™ , architect of the first data-valuation model, and a leading voice on data, Michael shows why data is its own asset class: how to value, govern, and protect it, and how companies and countries can unlock its economic power in the age of AI, today and in the years ahead.

THE NEXT ECONOMY: FUTURE OF MONEY AND FINANCE

The financial system is being rewritten, from central banks and digital currencies to decentralised platforms and AI-driven markets. Michael takes audiences inside the next economy, where money is no longer just exchanged, but becomes intelligent, from Open Banking programmable, and beyond, Michael shows you how to prepare for the next wave of finance.

THE WORLD OF 2050: COGNITIVE ECONOMIES, CLIMATE, AND HEALTH

Step into 2050, where economies think, ecosystems adapt, and health is powered by data and intelligence. Michael paints a vivid picture of cognitive economies shaped by AI, climate shifts, and breakthroughs in human longevity and what leaders must do now to prepare.

RETHINKING AI: FROM THREAT TO TRANSFORMATION

AI isn’t here to replace us, it’s here to work with us. In this keynote, Michael reframes the debate and introduces Collaborative Intelligence: a model where human abilities and judgment combine with AI’s logic and speed to create outcomes neither could achieve alone and shows leaders how this partnership will transform their businesses and the experiences they deliver to customers.

FAILING OUR WAY TO THE FUTURE

While the world races toward the next wave of innovation, most of us are unknowingly repeating the same mistakes. In this keynote, Michael exposes the unseen patterns behind failed transformations, from IT projects and outdated education systems to leadership itself. Using AI as a catalyst for reflection, not replacement, he shows audiences how to break the cycle, cut through the noise, and make the changes that will shape our future…today.

Michael Clark's Biography

From shaping the next economy to reshaping how we live and learn, Michael’s work goes beyond technology. By redefining the way we work, reshaping our educational systems, and aligning AI with people, we can lay the foundations for today and generations to come Michael is the world’s foremost pioneer in reimagining data and AI to transform the global economy and a global advisor on the future of money, payments, and financial innovation.

As the visionary behind collaborative intelligence and the ground-breaking concept of turning data into a real-world asset, he is empowering us all in unprecedented ways, enabling us to harness the true power of data through AI partnerships.

Michael’s revolutionary work is influencing policy and reshaping the future role of AI, people, and data, laying the foundation for the next evolution of society and humanity itself, ensuring we all reach our full potential.

Trusted advisor to Leaders

Michael has advised the C-suite of Fortune 500 companies and governments worldwide. With a background as global advisor to Mastercard’s clients across industries and regions, he brings unparalleled real-world insight into both business and technology. Today, he helps leaders cut through the noise for the AI-driven economy and the next era of growth.

World Class Speaker

From the main stage at Money20/20 to private dinners with leaders, Michael is as comfortable speaking to thousands as he is to a select few. He has delivered hundreds of presentations across the globe. Known for his ability to condense the most complex topics into insights anyone can understand and delivering them with humour, charisma, and powerful storytelling. Michael is the voice decision makers trust when it’s time to lead, not follow.

A builder:

Michael doesn’t just talk about change—he builds it. He built Mastercard’s first Open-Banking product, owns the Data as an Asset trademark and created the first data-valuation model, and helped shape AI, future-of-work, and school curricula now used by governments and companies worldwide. His work is redefining economies, unlocking human potential, and shaping the future of AI, data, technology, and global markets.

Collaborative Intelligence

Michael pioneered the concept of Collaborative Intelligence, where human abilities and artificial intelligence combine to create outcomes neither could achieve alone. This model is redefining how we learn, work, and is shaping the direction of AI iteself.

Groundbreaking Author

Michael’s upcoming book Our Moment is not just a book, it’s a movement. Already hailed as a defining work on the future of AI, data, and human potential, it fuses narrative and insight to reveal the blueprint for a new kind of economy. Bold, human-centered, and globally relevant, it stands as the essential guide for leaders, thinkers, and everyday people ready to reimagine what comes next.

Challenges Unlocked:

UNLOCKING DATA’S VALUE

REGULATING AI WITHOUT KILLINGINNOVATION

BUILDING TRUSTIN AI

HELPING THE WORKFORCE EMBRACE AI

PREPARING THE NEXTGENERATION

THE NEXT DECADE OF MONEY AND FINANCE

AVOIDING AI LEADERSHIP MISSTEPS

DESIGNING THE FUTURE ORGANISATION

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Michael Clark testimonials

McDonald's

When Michael took the stage, the audience response was unlike anything I’ve seen. He made people pause, rethink value and payments, and left us with insights that lasted well beyond the event.

Protocol Lab

Michael’s keynote helped us finally grasp what it means to see data as an asset—a topic we’ve lived with our whole digital lives but never truly understood. He left the audience energized and ready to build toward this future.

Raiffeisen Bank International

Michael’s talk on future economies was nothing short of inspiring. He connects disruptive technology with its impact on people and the planet in a way that captivates and challenges audiences to think bigger.